DID YOU KNOW?

Wholesale VS. Retail?

Banks, and brokers all make money off of the rates quoted.

In New York, only brokers are required to disclose this. And only Up-Front Mortgage Brokers will show you the rate sheets when you ask. SO ASK! See for yourself what this non-disclosure is really closing you.

The Upfront Mortgage Brokers Association (UMBA) was founded for consumer advocacy.

We are Proud to be one of only 3 Brokers for all of the State of New York. The only Broker that services areas other than the metropolitan NYC and Long Island area. check out all the brokers at The UMBA Site

Most professional associations are formed to further the interests of the individuals forming the organization. Members of UMBA believe that the interests of the public must come first over the interests of the individuals making up the association.

Association members believe that, in serving the public interest, they will be working toward a better profession, which, ultimately, will further their professional/personal goals.

Please take a minute to read some of the following articles.

From CNN Money.com a Sept. 2007 Article

From CNN Money.com a July 2007 Article

From the NY TIMES, a July 2006 Article

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